Ecuador’s public banks see rise in lending and profits during 2025

Sariha Moya Director at Ministerio De Economia Y Finanzas Del Ecuador
Sariha Moya Director at Ministerio De Economia Y Finanzas Del Ecuador - Wikipedia
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In 2025, Ecuador’s public banking sector recorded 3.12 million credit operations, with December marking the highest monthly disbursement at USD 653.1 million. This figure represents a 37% increase compared to December 2024, when credits reached USD 476.5 million.

According to the Ministry of Economy and Finance, these results are attributed to policies from President Daniel Noboa’s administration aimed at supporting economic growth in the country. The ministry stated that this approach has benefited citizens through increased production, consumption, and development.

“The analyses of the results as of December 2025 also reflect efficient and responsible management by public financial entities,” according to the ministry. It noted that public banks saw higher profits in 2025 than in previous years.

BANECUADOR B.P., which primarily finances small and medium producers, was highlighted for its recovery and improved performance over the past year.

Public banking profits rose during this period as part of broader efforts to stimulate Ecuador’s economy.



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